About us
Turning ESG and financial data into investment decisions
TBL/IAM Research provides independent investment analysis based on audited financial statements and ESG disclosures. We help investors and companies understand what drives performance, risk, and long-term value creation.
Team & mission
Who we are
We are an independent research practice that integrates traditional financial metrics with environmental, social, and governance (ESG) criteria into a single, structured framework. By analysing audited annual reports and sustainability disclosures, we provide a clear and consistent assessment of company performance across sectors.
Our reports are designed for investors and corporate decision-makers who want to move beyond static ratings and understand what truly drives investment attractiveness — enabling more informed portfolio allocation, strategic planning, and sustainable value creation over time.
How we compare
TBL/IAM vs. ESG ratings
Our Triple Bottom Line / Investment Attractiveness Model (TBL/IAM) combines financial and ESG analysis into one forward-looking view. The table below shows how it differs from established ESG ratings such as DJSI and MSCI ESG.
| Dimension | TBL/IAM | DJSI | MSCI ESG |
|---|---|---|---|
| What it measures | Investment attractiveness — financial performance and ESG criteria combined into one forward-looking view. | Relative sustainability performance versus industry peers. | Exposure to and management of financially material ESG risks. |
| Score basis | Triple Bottom Line (people, planet, profit) scored against 44 ESG criteria and 32 financial indicators. | Corporate Sustainability Assessment questionnaire, best-in-class ranking. | AAA–CCC letter rating relative to sector peers. |
| Data sources | Audited annual reports and sustainability disclosures, analysed by a human analyst. | Company-submitted questionnaire plus public disclosures. | Public data, regulatory filings, and AI/analyst review. |
| Time horizon | Forward-looking, with scenarios extending up to a 30-year forecast. | Annual snapshot. | Point-in-time rating, updated as data changes. |
| Output | A structured report that explains the drivers behind the score, not just the number. | Index membership and percentile scores. | Letter rating with key issue breakdown. |
What it measures
- TBL/IAM
- Investment attractiveness — financial performance and ESG criteria combined into one forward-looking view.
- DJSI
- Relative sustainability performance versus industry peers.
- MSCI ESG
- Exposure to and management of financially material ESG risks.
Score basis
- TBL/IAM
- Triple Bottom Line (people, planet, profit) scored against 44 ESG criteria and 32 financial indicators.
- DJSI
- Corporate Sustainability Assessment questionnaire, best-in-class ranking.
- MSCI ESG
- AAA–CCC letter rating relative to sector peers.
Data sources
- TBL/IAM
- Audited annual reports and sustainability disclosures, analysed by a human analyst.
- DJSI
- Company-submitted questionnaire plus public disclosures.
- MSCI ESG
- Public data, regulatory filings, and AI/analyst review.
Time horizon
- TBL/IAM
- Forward-looking, with scenarios extending up to a 30-year forecast.
- DJSI
- Annual snapshot.
- MSCI ESG
- Point-in-time rating, updated as data changes.
Output
- TBL/IAM
- A structured report that explains the drivers behind the score, not just the number.
- DJSI
- Index membership and percentile scores.
- MSCI ESG
- Letter rating with key issue breakdown.
DJSI (Dow Jones Sustainability Indices) and MSCI ESG Ratings are products of their respective owners and are referenced here for comparison only.
How we work
About the methodology
Every report is built on the same structured framework. We score each company across 44 ESG criteria and 32 financial indicators, spanning 10 industry sectors, and translate the results into a single investment-attractiveness view grounded in the Triple Bottom Line: people, planet, and profit.
The methodology highlights key drivers of profitability, financial stability, and long-term resilience, while also identifying hidden risks and opportunities. Inputs are drawn from audited annual reports and published sustainability disclosures, and the analysis extends to a 30-year forecast horizon so that decision-makers can weigh short-term performance against long-term value creation.